Discount dental plans have been in existence for several years, with many new providers popping up every week, it seems.
While there is certainly a need for the coverage that these discount plans provide, you need to make sure that the provider that you choose is reputable before you shell out your hard earned money.
Did you know that out of every ten people in the United States, seven of them do not have dental insurance?
What does that tell you? (Other than lots of people need to have their teeth professionally cleaned) The cost of dental insurance has reached a point where the average American just would rather do without it. But, what if you have kids? Just because you decide not to go for a checkup, does not mean that you can deprive your children of the dental care that they need.
Hey…I was talking about insurance though, and we all know how insurance companies work, don’t we? Just in case you do not, let me fill you in. I worked for an insurance company for over twenty years, and believe me when I tell you…they do not like to lose money.
But, what about the discount dental plans I mentioned earlier…how do they work? And better yet, how can they save you a bundle on all of your dental work?
Well first of all, with these plans you do not have to play the games that insurance companies make you play. There are no huge deductibles to satisfy before the insurance company s a portion of the cost. And, you are not limited to a set number of visits, or for that matter…you are not limited… at all!
If your child, or you for that matter need braces, you can experience more than fifty five percent savings with a discount dental plan.
For a periodic examination, the amount of money you will save is close to eighty percent. But, like I mentioned earlier…you do need to make sure that the company who services the discount dental benefits plan has been in business for a good number of years and is creditable.
You will need to visit a provider who is within the dental plans network, and this may be a drawback to some people. The savings that you will experience far exceeds the fact that you may need to change dentists, in my opinion. But, call me strange…I would rather go have my teeth cleaned by a different dentist, then not have them cleaned at all…but again, that is just me!
Can you believe this? It is estimated that over 60 percent of all Americans do not have any health insurance. And…7 out of 10 do not have dental or vision benefits, or a prescription discount card? There is affordable help… discount dental plans [http://affordablebenefitsplan.com] (includes vision, prescription and chiropractic services) All plans cost less than $60/month for the entire household. [http://affordablebenefitsplan.com]
Article Source: http://EzineArticles.com/expert/Joann_E._Henry/528297